Vbtlx fact sheet
- Fact sheet |June 30, 2023. VanguardTotal International Bond Index Fund. Bond fund |Admiral™ Shares. Connect with Vanguard ® • vanguard.com Plain talk about risk . An investment in the fund could lose money over short or even long periods. You should expect the fund’s share price and total return to fluctuate within a wide range. The fund’s Home | Vanguard Institutional unicorn horns osrssunroom kits lowes Fact sheet |March 31, 2023. VanguardTotal Bond Market Index Fund. Bond fund |Admiral™ Shares. Connect with Vanguard ® • vanguard.com Plain talk about risk . An investment in the fund could lose money over short or even long periods. You should expect the fund’s share price and total return to fluctuate within a wide range, like theJun 30, 2023 · Fact Sheet Overview Performance Holdings Investment approach The fund seeks to invest in companies at discounts to their business value, which the managers consider to be the present value of sustainable free cash flow. Investment Category Best 3 Month Return Worst 3 Month Return 6.37% (Nov '22 - Jan '23) -8.09% (Aug '22 - Oct '22) VBTLX Performance as of 06-30-23 The performance YTD data quoted YTD reflects past YTD performance YTD and is calculated YTD according to YTD Morningstar’s methodology.Overview Market Screener Mutual Fund Screener Sectors | VBTLX U.S.: Nasdaq Vanguard Total Bond Market Index Fund;Admiral Watch list Last Updated: Aug 2, 2023 $ 9.44 -0.03 -0.32% Previous Close...Fact sheet |March 31, 2023. VanguardTotal Bond Market Index Fund. Bond fund |Admiral™ Shares. Connect with Vanguard ® • vanguard.com Plain talk about risk . An investment in the fund could lose money over short or even long periods. You should expect the fund’s share price and total return to fluctuate within a wide range, like theThe Fund employs an indexing investment approach designed to track the performance of the Bloomberg U.S. Aggregate Float Adjusted Index.This Index measures the performance of a wide spectrum of public, investment-grade, taxable, fixed income securities in the United States—including government, corporate, and international dollar-denominated bon... Jun 30, 2023 · Vanguard Total Bond Market Index Fund Admiral Shares VBTLX Prospectus Mutual Fund Report Card Summary Charts Performance Risk & Tax Analysis Portfolio Fund Facts & Fees Fund Performance Fund Details Historical Quote Dividends & Distributions YTD 1 Yr 3 Yrs 5 Yrs 10 Yrs Growth of $10,000 Investment • VBTLX Fund • Index • Category can you pay monthly for an iphone at metropcstampa bay lightning reddit The Fund employs an indexing investment approach designed to track the performance of the Bloomberg U.S. Aggregate Float Adjusted Index.This Index measures the performance of a wide spectrum of public, investment-grade, taxable, fixed income securities in the United States—including government, corporate, and international dollar-denominated bon... Home | Vanguard Institutional Jun 27, 2023 · Price Portfolio People Parent NAV / 1-Day Return 9.51 / 0.34 % Total Assets 95.0 Bil Adj. Expense Ratio 0.050% Expense Ratio 0.050% Distribution Fee Level Low Share Class Type Institutional... Vanguard Inflation-Protected Securities Fund seeks to provide investors inflation protection and income consistent with investment in inflation-indexed securities. Investment strategy The fund invests at least 80% of its assets in inflation-indexed bonds issued by the U.S. government, its agencies and instrumentalities, and corporations. local news rgv Fact sheet |June 30, 2023 VanguardTotal International Bond Index Fund Bond fund |Admiral™ Shares Market allocation–bonds Japan 14.5% United Kingdom 6.7 Spain 5.5 Supranational 4.3 Australia 3.6 United States 3.1 Connect with Vanguard ®• vanguard.com Plain talk about riskVanguard Inflation-Protected Securities Fund seeks to provide investors inflation protection and income consistent with investment in inflation-indexed securities. Investment strategy The fund invests at least 80% of its assets in inflation-indexed bonds issued by the U.S. government, its agencies and instrumentalities, and corporations. tesco glassdoorquiktrip sardis church road Vanguard Total Bond Market Index Fund Admiral Shares VBTLX Prospectus Mutual Fund Report Card Summary Charts Performance Risk & Tax Analysis Portfolio Fund Facts & Fees Fund Performance Fund Details Historical Quote Dividends & Distributions YTD 1 Yr 3 Yrs 5 Yrs 10 Yrs Growth of $10,000 Investment • VBTLX Fund • Index • CategoryAverage AnnualTotal Returns for Periods Ended December 31, 2022 1Year 5Years 10Years VanguardTotal Bond Market Index Fund Investor Shares Return BeforeTaxes -13.25% -0.11% 0.90% resto shaman wotlk guide Jun 30, 2023 · Fund profile. The fund seeks to achieve capital appreciation by investing at least 80% of the value of its net assets in a concentrated portfolio of equity securities of large-cap companies, which the subadviser Beutel Goodman identifies as securities with greater than $5 billion in market capitalization at time of purchase. does zales resize rings VanguardTotal Bond Market Index Fund Bond fund | AdmiralTM Shares Fund facts Risk level Low 5 High Total net assets $97,335 MM Expense ratio as of 04/28/23 0.05 % Ticker symbol VBTLX Turnover rate 39.9 % Inception date 11/12/01 Fund number 0584 Investment objective Jun 30, 2023 · Fund profile. The fund seeks to achieve capital appreciation by investing at least 80% of the value of its net assets in a concentrated portfolio of equity securities of large-cap companies, which the subadviser Beutel Goodman identifies as securities with greater than $5 billion in market capitalization at time of purchase. Investment Category Best 3 Month Return Worst 3 Month Return 6.37% (Nov '22 - Jan '23) -8.09% (Aug '22 - Oct '22) VBTLX Performance as of 06-30-23 The performance YTD data quoted YTD reflects past YTD performance YTD and is calculated YTD according to YTD Morningstar’s methodology. Fact sheet | June 30, 2023 Vanguard® VanguardTotal Stock Market Index Fund Domestic stock fund | AdmiralTM Shares Fund facts Risk level Low 2 3 High 4 5 Total net assets $316,757 MM Expense ratio as of 04/28/23 0.04 % Ticker symbol VTSAX Turnover rate 3.4 % Inception date 11/13/00 Fund number 0585 VanguardTotal Bond Market Index Fund Bond fund | AdmiralTM Shares Fund facts Risk level Low 5 High Total net assets $98,106 MM Expense ratio as of 04/29/22 0.05 % Ticker symbol VBTLX Turnover rate 39.9 % Inception date 11/12/01 Fund number 0584 Investment objective verizon blocked number message copy and paste People Parent Holdings There is no data available. All Funds by Classification Asset Class U.S. Equity Asset Allocation International Equity Sector Equity Alternative Commodities Taxable Bond...Home | Vanguard Institutional Home | Vanguard Institutional Performance The performance quoted represents past performance and does not guarantee future results. Investment return and principal value of an investment will fluctuate so that shares, when redeemed, may be worth more or less than their original cost. Overview Market Screener Mutual Fund Screener Sectors | VBTLX U.S.: Nasdaq Vanguard Total Bond Market Index Fund;Admiral Watch list Last Updated: Aug 2, 2023 $ 9.44 -0.03 -0.32% Previous Close...VanguardTotal Bond Market Index Fund Bond fund | AdmiralTM Shares Fund facts Risk level Low 5 High Total net assets $97,335 MM Expense ratio as of 04/28/23 0.05 % Ticker symbol VBTLX Turnover rate 39.9 % Inception date 11/12/01 Fund number 0584 Investment objective Investment Category Best 3 Month Return Worst 3 Month Return 6.37% (Nov '22 - Jan '23) -8.09% (Aug '22 - Oct '22) VBTLX Performance as of 06-30-23 The performance YTD data quoted YTD reflects past YTD performance YTD and is calculated YTD according to YTD Morningstar’s methodology.The Fund employs an indexing investment approach designed to track the performance of the Bloomberg U.S. Aggregate Float Adjusted Index.This Index measures the performance of a wide spectrum of public, investment-grade, taxable, fixed income securities in the United States—including government, corporate, and international dollar-denominated bon... arvest bank routing number arkansasmariano's weekly ad orland park Sep 29, 2000 · BCOIX Core Plus Bond Fund inception date 9/29/2000 cusip 057071870 total fund aum (millions) $24,434.70 As of 6/30/2023 gross/net expense ratio % 0.30/0.30 morningstar category Intermediate Core-Plus Bond Share Class: Overview Performance Portfolio Characteristics Named Portfolio Managers Documents Overview Overview 30 YEAR HISTORY OF Providing S&P 500®-Like Returns with Significantly Less Volatility Fund Highlights High-conviction large-cap growth equities paired with an active intermediate-term bond strategy Dynamic asset allocation approach that migrates between 35%-65% equity depending on market conditionsVanguardTotal Bond Market Index Fund Bond fund | AdmiralTM Shares Fund facts Risk level Low 5 High Total net assets $98,106 MM Expense ratio as of 04/29/22 0.05 % Ticker symbol VBTLX Turnover rate 39.9 % Inception date 11/12/01 Fund number 0584 Investment objective Jun 1, 2022 · Total Assets: $2.21 Billion Gross Expense Ratio: 0.49% Net Expense Ratio*: 0.34% Number of Holdings: 380 *Contractual fee waivers in effect through October 28, 2024. Performance The performance quoted represents past performance and does not guarantee future results. Investment return and principal value of an investment will fluctuate so that shares, when redeemed, may be worth more or less than their original cost.Overview Market Screener Mutual Fund Screener Sectors | VBTLX U.S.: Nasdaq Vanguard Total Bond Market Index Fund;Admiral Watch list Last Updated: Aug 2, 2023 $ 9.44 -0.03 -0.32% Previous Close... Fund Description Fund managers Christopher Lees and Nudgem Richyal believe stock markets are inefficient and aim to exploit market anomalies via an investment process that combines both top-down and bottom-up research. Price Portfolio People Parent NAV / 1-Day Return 9.51 / 0.34 % Total Assets 95.0 Bil Adj. Expense Ratio 0.050% Expense Ratio 0.050% Distribution Fee Level Low Share Class Type Institutional...Jun 30, 2023 · Fact Sheet Overview Performance Holdings Investment approach The fund seeks to invest in companies at discounts to their business value, which the managers consider to be the present value of sustainable free cash flow. Home | Vanguard InstitutionalVanguard Inflation-Protected Securities Fund seeks to provide investors inflation protection and income consistent with investment in inflation-indexed securities. Investment strategy The fund invests at least 80% of its assets in inflation-indexed bonds issued by the U.S. government, its agencies and instrumentalities, and corporations. touchtunes tempo login Fact sheet | June 30, 2023 Vanguard® VanguardTotal Stock Market Index Fund Domestic stock fund | AdmiralTM Shares Fund facts Risk level Low 2 3 High 4 5 Total net assets $316,757 MM Expense ratio as of 04/28/23 0.04 % Ticker symbol VTSAX Turnover rate 3.4 % Inception date 11/13/00 Fund number 0585 Investment Category Best 3 Month Return Worst 3 Month Return 6.37% (Nov '22 - Jan '23) -8.09% (Aug '22 - Oct '22) VBTLX Performance as of 06-30-23 The performance YTD data quoted YTD reflects past YTD performance YTD and is calculated YTD according to YTD Morningstar’s methodology. Total Assets: $2.21 Billion Gross Expense Ratio: 0.49% Net Expense Ratio*: 0.34% Number of Holdings: 380 *Contractual fee waivers in effect through October 28, 2024.Home | Vanguard Institutional mail boxes locations Vanguard Inflation-Protected Securities Fund seeks to provide investors inflation protection and income consistent with investment in inflation-indexed securities. Investment strategy The fund invests at least 80% of its assets in inflation-indexed bonds issued by the U.S. government, its agencies and instrumentalities, and corporations.Jun 30, 2023 · Fund profile. The fund seeks to achieve capital appreciation by investing at least 80% of the value of its net assets in a concentrated portfolio of equity securities of large-cap companies, which the subadviser Beutel Goodman identifies as securities with greater than $5 billion in market capitalization at time of purchase. Fact sheet | June 30, 2023 Vanguard® VanguardReal Estate Index Fund Real estate stock fund | AdmiralTM Shares Fund facts Risk level Low 2 3 High 4 5 Total net assets $20,173 MM Expense ratio as of 05/25/23 0.12 % Ticker symbol VGSLX Turnover rate 7.5 % Inception date 11/12/01 Fund number 5123 Investment objectivemake such payments will cause the price of that bond to decline. Credit risk should be low for the Fund because it purchases only bonds that are of i 485j receipt notice Fact Sheet Share US Equity MFEIX Daily Nav $ 168.47 $2.22 As of 07/28/23 Net Assets $ 39.1B As of 06/30/23 OVERALL MORNINGSTAR RATING View Overall Morningstar Ratings Information Overview Performance Portfolio & Holdings Information Fees Resources INVESTMENT OBJECTIVE Seeks capital appreciation. INVESTMENT FOCUS Average AnnualTotal Returns for Periods Ended December 31, 2022 1Year 5Years 10Years VanguardTotal Bond Market Index Fund Investor Shares Return BeforeTaxes -13.25% -0.11% 0.90% Jun 30, 2023 · Fund profile. The fund seeks to achieve capital appreciation by investing at least 80% of the value of its net assets in a concentrated portfolio of equity securities of large-cap companies, which the subadviser Beutel Goodman identifies as securities with greater than $5 billion in market capitalization at time of purchase. Overview Market Screener Mutual Fund Screener Sectors | VBTLX U.S.: Nasdaq Vanguard Total Bond Market Index Fund;Admiral Watch list Last Updated: Aug 2, 2023 $ 9.44 -0.03 -0.32% Previous Close... Fund profile. The fund seeks to achieve capital appreciation by investing at least 80% of the value of its net assets in a concentrated portfolio of equity securities of large-cap companies, which the subadviser Beutel Goodman identifies as securities with greater than $5 billion in market capitalization at time of purchase. preble county obituaries 2022accuweather calhoun georgia Jun 30, 2023 · Fund profile. The fund seeks to achieve capital appreciation by investing at least 80% of the value of its net assets in a concentrated portfolio of equity securities of large-cap companies, which the subadviser Beutel Goodman identifies as securities with greater than $5 billion in market capitalization at time of purchase. Home | Vanguard Institutional Home | Vanguard Institutional bdo grave of a king Fact sheet |June 30, 2023 VanguardLong-Term Investment-Grade Fund Bond fund |Admiral™ Shares Distribution by credit quality† AAA 4.7% BBB 6.4 U.S. Government 6.5 NR 0.5 Connect with Vanguard ®• vanguard.com Plain talk about risk An investment in the fund could lose money over short or even long periods. VanguardTotal Bond Market Index Fund Bond fund | AdmiralTM Shares Fund facts Risk level Low 5 High Total net assets $97,335 MM Expense ratio as of 04/28/23 0.05 % Ticker symbol VBTLX Turnover rate 39.9 % Inception date 11/12/01 Fund number 0584 Investment objective tempworks login Fact sheet |June 30, 2023. VanguardTotal International Bond Index Fund. Bond fund |Admiral™ Shares. Connect with Vanguard ® • vanguard.com Plain talk about risk . An investment in the fund could lose money over short or even long periods. You should expect the fund’s share price and total return to fluctuate within a wide range. The fund’sFund profile. The fund seeks to achieve capital appreciation by investing at least 80% of the value of its net assets in a concentrated portfolio of equity securities of large-cap companies, which the subadviser Beutel Goodman identifies as securities with greater than $5 billion in market capitalization at time of purchase.Vanguard Inflation-Protected Securities Fund seeks to provide investors inflation protection and income consistent with investment in inflation-indexed securities. Investment strategy The fund invests at least 80% of its assets in inflation-indexed bonds issued by the U.S. government, its agencies and instrumentalities, and corporations. expedia cancun mexico all inclusiveguy and allen funeral directors obituaries Vanguard Inflation-Protected Securities Fund seeks to provide investors inflation protection and income consistent with investment in inflation-indexed securities. Investment strategy The fund invests at least 80% of its assets in inflation-indexed bonds issued by the U.S. government, its agencies and instrumentalities, and corporations.Fact sheet |March 31, 2023. VanguardTotal Bond Market Index Fund. Bond fund |Admiral™ Shares. Connect with Vanguard ® • vanguard.com Plain talk about risk . An investment in the fund could lose money over short or even long periods. You should expect the fund’s share price and total return to fluctuate within a wide range, like the tappan zee bridge camera Jun 27, 2023 · Price Portfolio People Parent NAV / 1-Day Return 9.51 / 0.34 % Total Assets 95.0 Bil Adj. Expense Ratio 0.050% Expense Ratio 0.050% Distribution Fee Level Low Share Class Type Institutional... A Mutual Fund Fourth Quarter 2022 Fund Fact Sheet - Page 2 monthly performance (including the effects of sales charges, loads, and redemption fees), placing more emphasis on downward variations and rewarding consistent performance. The top 10% of funds in each category receive 5 stars, the next 22.5% receive 4 stars, the next 35% receive 3 Overview. The Fund is managed through a duration-neutral, risk-controlled approach with a strong emphasis on the long-term perspective. The investment objective of the Fund is to seek an annual rate of total return, before fund expenses, greater than the annual rate of total return of the Bloomberg U.S. Universal Bond Index.Vanguard Inflation-Protected Securities Fund seeks to provide investors inflation protection and income consistent with investment in inflation-indexed securities. Investment strategy The fund invests at least 80% of its assets in inflation-indexed bonds issued by the U.S. government, its agencies and instrumentalities, and corporations. VBTLX | A complete Vanguard Total Bond Market Index Fund;Admiral mutual fund overview by MarketWatch. View mutual fund news, mutual fund market and mutual fund interest rates.Vanguard Inflation-Protected Securities Fund seeks to provide investors inflation protection and income consistent with investment in inflation-indexed securities. Investment strategy The fund invests at least 80% of its assets in inflation-indexed bonds issued by the U.S. government, its agencies and instrumentalities, and corporations. winco water refill Vanguard Inflation-Protected Securities Fund seeks to provide investors inflation protection and income consistent with investment in inflation-indexed securities. Investment strategy The fund invests at least 80% of its assets in inflation-indexed bonds issued by the U.S. government, its agencies and instrumentalities, and corporations. Total Assets: $2.21 Billion Gross Expense Ratio: 0.49% Net Expense Ratio*: 0.34% Number of Holdings: 380 *Contractual fee waivers in effect through October 28, 2024.Fund profile. The fund seeks to achieve capital appreciation by investing at least 80% of the value of its net assets in a concentrated portfolio of equity securities of large-cap companies, which the subadviser Beutel Goodman identifies as securities with greater than $5 billion in market capitalization at time of purchase. stubhub carolina hurricanes Average AnnualTotal Returns for Periods Ended December 31, 2022 1Year 5Years 10Years VanguardTotal Bond Market Index Fund Investor Shares Return BeforeTaxes -13.25% -0.11% 0.90%Jun 30, 2023 · Fact Sheet Overview Performance Holdings Investment approach The fund seeks to invest in companies at discounts to their business value, which the managers consider to be the present value of sustainable free cash flow. VBTLX | A complete Vanguard Total Bond Market Index Fund;Admiral mutual fund overview by MarketWatch. View mutual fund news, mutual fund market and mutual fund interest rates.Jun 30, 2023 · Fund profile. The fund seeks to achieve capital appreciation by investing at least 80% of the value of its net assets in a concentrated portfolio of equity securities of large-cap companies, which the subadviser Beutel Goodman identifies as securities with greater than $5 billion in market capitalization at time of purchase. 90 360 simplified Fact sheet |June 30, 2023 VanguardLong-Term Investment-Grade Fund Bond fund |Admiral™ Shares Distribution by credit quality† AAA 4.7% BBB 6.4 U.S. Government 6.5 NR 0.5 Connect with Vanguard ®• vanguard.com Plain talk about risk An investment in the fund could lose money over short or even long periods. A Mutual Fund Fourth Quarter 2022 Fund Fact Sheet - Page 2 monthly performance (including the effects of sales charges, loads, and redemption fees), placing more emphasis on downward variations and rewarding consistent performance. The top 10% of funds in each category receive 5 stars, the next 22.5% receive 4 stars, the next 35% receive 3 Aug 2, 2023 · This popular ETF offers exposure to entire investment grade bond market in a single ticker, with holdings in T-Bills, corporates, MBS, and agency bonds. While it holds securities of all maturity lengths, it is heavily weighted towards the short end of the curve. Jun 30, 2023 · Fund profile. The fund seeks to achieve capital appreciation by investing at least 80% of the value of its net assets in a concentrated portfolio of equity securities of large-cap companies, which the subadviser Beutel Goodman identifies as securities with greater than $5 billion in market capitalization at time of purchase. Fact sheet |June 30, 2023. VanguardTotal International Bond Index Fund. Bond fund |Admiral™ Shares. Connect with Vanguard ® • vanguard.com Plain talk about risk . An investment in the fund could lose money over short or even long periods. You should expect the fund’s share price and total return to fluctuate within a wide range. The fund’s pictures of male and female silkiesherald palladium obituaries today Jun 30, 2023 · Fact Sheet Overview Performance Holdings Investment approach The fund seeks to invest in companies at discounts to their business value, which the managers consider to be the present value of sustainable free cash flow. west virginia weather radar Overview Market Screener Mutual Fund Screener Sectors | VBTLX U.S.: Nasdaq Vanguard Total Bond Market Index Fund;Admiral Watch list Last Updated: Aug 2, 2023 $ 9.44 -0.03 -0.32% Previous Close...VanguardTotal Bond Market Index Fund Bond fund | AdmiralTM Shares Fund facts Risk level Low 5 High Total net assets $98,106 MM Expense ratio as of 04/29/22 0.05 % Ticker symbol VBTLX Turnover rate 39.9 % Inception date 11/12/01 Fund number 0584 Investment objective Fact sheet |June 30, 2023. VanguardTotal International Bond Index Fund. Bond fund |Admiral™ Shares. Connect with Vanguard ® • vanguard.com Plain talk about risk . An investment in the fund could lose money over short or even long periods. You should expect the fund’s share price and total return to fluctuate within a wide range. The fund’s fox sports att uverse channel Fact Sheet Share US Equity MFEIX Daily Nav $ 168.47 $2.22 As of 07/28/23 Net Assets $ 39.1B As of 06/30/23 OVERALL MORNINGSTAR RATING View Overall Morningstar Ratings Information Overview Performance Portfolio & Holdings Information Fees Resources INVESTMENT OBJECTIVE Seeks capital appreciation. INVESTMENT FOCUS Investment Category Best 3 Month Return Worst 3 Month Return 6.37% (Nov '22 - Jan '23) -8.09% (Aug '22 - Oct '22) VBTLX Performance as of 06-30-23 The performance YTD data quoted YTD reflects past YTD performance YTD and is calculated YTD according to YTD Morningstar’s methodology.Average AnnualTotal Returns for Periods Ended December 31, 2022 1Year 5Years 10Years VanguardTotal Bond Market Index Fund Investor Shares Return BeforeTaxes -13.25% -0.11% 0.90% Vanguard Total Bond Market Index Fund Admiral Shares VBTLX Prospectus Mutual Fund Report Card Summary Charts Performance Risk & Tax Analysis Portfolio Fund Facts & Fees Fund Performance Fund Details Historical Quote Dividends & Distributions YTD 1 Yr 3 Yrs 5 Yrs 10 Yrs Growth of $10,000 Investment • VBTLX Fund • Index • CategoryFact sheet |June 30, 2023 VanguardLong-Term Investment-Grade Fund Bond fund |Admiral™ Shares Distribution by credit quality† AAA 4.7% BBB 6.4 U.S. Government 6.5 NR 0.5 Connect with Vanguard ®• vanguard.com Plain talk about risk An investment in the fund could lose money over short or even long periods. americas day at the races Jun 30, 2023 · Fund profile. The fund seeks to achieve capital appreciation by investing at least 80% of the value of its net assets in a concentrated portfolio of equity securities of large-cap companies, which the subadviser Beutel Goodman identifies as securities with greater than $5 billion in market capitalization at time of purchase. Fact sheet | June 30, 2023 Vanguard Total International Stock Index Fund International stock fund | AdmiralTM Shares Ten largest holdings * Sector Diversification Taiwan Semiconductor Manufacturing Co. Ltd. Nestle SA Samsung Electronics Co. Ltd. ASML Holding NV Tencent Holdings Ltd. Novo Nordisk A/S LVMH Moet Hennessy Louis Vuitton SEJun 30, 2023 · Fact Sheet Overview Performance Holdings Investment approach The fund seeks to invest in companies at discounts to their business value, which the managers consider to be the present value of sustainable free cash flow. Average AnnualTotal Returns for Periods Ended December 31, 2022 1Year 5Years 10Years VanguardTotal Bond Market Index Fund Investor Shares Return BeforeTaxes -13.25% -0.11% 0.90%